First time buyer special financing

Congratulations, Home ownership is a worthy goal. We have a number of home loans designed to help you accomplish your goal of home ownership. Some of our loan programs do not require a down payment. We also offer special First Time Buyer Financing through the New Mexico Mortgage Finance Authority. The special first time financing provides a below market interest rate and you may qualify a HELP loan. A HELP loan is to assist you with your down payment and closing costs, and is a shorter term loan. In addition, we have a number of other programs that are designed to help first time buyers.

The first and most important step is to determine how much of a home you can afford. Scott can provide you with a 15 minute no cost pre-qualification that will help you determine the amount of home that you qualify for, or you can be pre-qualified online now.

Scott Cummings is the President of Cummings Financial. Since 1984, he has helped thousands of families with their mortgage financing needs.

If you have additional questions or if you would like to schedule an appointment, call or E-mail Scott now.