| Home Buyer Resource
Guide
Now there’s a better way to buy a home - one that eliminates the stress and frustration, and in the process, puts you in a much stronger negotiating position when it comes to agreeing on the price you will pay for your new home. You have probably heard or experienced with your major purchases that if you pay cash you can negotiate a lower price. By getting pre-approved you can become a cash buyer in the eyes of the seller. The uncertainty and delay of qualifying for financing is eliminated. This puts you in a strong negotiating position when competing with other offers, and negotiating the best possible purchase price. Our pre-approved customers have been able to save thousands of dollars on the purchase of their new homes. We will provide you with a pre-approval letter that you can provide the seller when you submit an offer. In addition, you know up front exactly how much you can spend on your home purchase. You will also receive a copy of your in-file credit report and a certificate good for $100.00 off your closing costs. If you would like schedule a 15 minute appointment to begin your pre-approval process, or if you have additional questions, contact us now to set up an appointment. Or, you can Apply on-line now! Since 1984, Scott has helped thousands of families with their real estate financing needs. |
Loans on Homes
Cummings Financial
3005 Louisiana NE
Albuquerque, NM 87110
(505) 884-8600
