Home Buyer Resource Guide
Are you Renting? Your may qualify to Purchase your own Home!

A recent survey conducted by the Federal National Mortgage Association showed that 75% of all renters would prefer to own their own home, but for some reason or another, haven’t gotten around to taking the first step towards buying a home.

When you pay rent, the money goes into your landlord’s pocket. If you are currently paying rent in the amount of $700.00 per month you will give away $42,600.00 over a period of 5 years and $105,655 over ten years.

When you make mortgage payments on your own home, your money goes toward building equity in a real asset - and the IRS allows you to deduct the interest you pay from your income taxes. There are hundreds of loan programs available. These include several no down payment loan programs, and Special First Time buyer programs. You may already qualify to buy a home and do not realize that you do. This may even be true if you have had some credit concerns in the past. You may still qualify to buy a home.

Scott Cummings the President of Cummings Financial can provide you with a no cost 15 minute pre-qualification that will help you determine how much of a home you can afford. Pre-qualify on-line now. In addition, he will provide you a free copy of your credit report and a certificate good for $100.00 of your closing costs. When was the last time you made $100.00 in fifteen minutes? Since 1984, Scott Cummings has helped thousands of families with their real estate financing needs. If you would like to say goodbye to your landlord and purchase a new home. Call or E-mail us now.