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Loans
On Homes understands that many of our clients may have special lending
needs that other mortgage companies don't always address. We have a
complete line of mortage loan products to offer a mortgage program that's
right for you and your specific needs. Our program list is extensive!
Daily we shop the top investors so we can offer you the best price on
the perfect loan for you. We save you time on shopping around. Our overall
price is the best, we GUARANTEE
IT!
Mortgage Products Highlight

Hot
Products!
Most Competitive Rates Available
Flexible Underwriting
Many other Loan Products Available for your unique situation.
Contact us for more information
95% LTV up to $500,000
No Income Verification loans at 80% LTV up to $500,000
No Income Verification loans at 65% LTV up to $1,000,000
No Income / No Asset verification at 60%LTV up to $1,000000
Competitive Fixed Rate Products
Customized Jumbo Products
1 & 3 year ARM's
3/1 5/1 7/1 10/1 ARM's
7/23 & 5/25 Balloon Mortgages
COFI, CD & LIBOR ARM's
Special Conforming Products
97% Community Home Buyer Programs with 33/38 qualifying ratios
FNMA Neighbors Program with no income limitations
95% LTV with 40% qualifying ratio
(Gift money? OK! with borrower putting 3% down-own money)
95% ARM's with 2/6 Caps and 28/36 ratios
Non-Permanent Resident Aliens at 90% LTV
No Income Verification Loans at 80% LTV
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