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Loan Checklist Document
The Following information is needed on all borrowers. Please bring it with you when making loan application.

 

  • Purchase Agreement
  • Last 2 year's W-2's and Current Pay Stub for 1 month
  • Date of Birth and Social Security Number/Picture ID
  • Two Year Residence History
    (address, length of stay at each residence, and all Landlord addresses and phone numbers)
  • Two Year Employment History
    a. Company name and address
    b. Length of Employment (from and to), position and salary
  • Last 3 months statements for:
    Bank Accounts, Checking Accounts, Saving Accounts,
    C.D.'s, Stocks & Bonds, and Investment Accounts
  • Personal Property
    (Market value of household furnishings & Personal Property)
  • Debts
    (revolving charge accounts, credit cards & installment loans)
    a. Name and addresses
    b. Account numbers, monthly payments and outstanding balances,
    c. Current Charge Card Statements
  • Real Estate Loans/Auto Loans
    a. Mortgage Company or Bank name and addresses
    b. Account number, monthly payment and outstanding balances
    c. Market value of property/year, make and value of auto
    d. Current leases on rental property
  • Miscellaneous
    a. Retirement pay verification if applicable
    b. Divorce decree, if applicable
    c. Certification of Eligibility/DD-214's, if applying for VA loan
  • Self Employed Borrowers
    a. Past two years Income Tax Returns
    b. Current profit and loss statement, and balance sheet


Albuquerque New Mexico Mortgage Solutions
Serving Colorado and New Mexico

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Cummings Financial

3005 Louisiana NE
Albuquerque, NM 87110
(505) 884-8600

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