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Albuquerque New Mexico Mortgage Solutions
We specialize in home loans for purchases, new construction, refinances, jumbo loans, first time buyers, home equity, debt consolidation, 2nd mortgages and others in New Mexico. Let us help you make the best decision.

As your mortgage partner, we serve as financial consultants taking into account your financial goals to help you find the perfect mortgage to meet your needs and help you achieve your goals. We want to be your Mortgage Lender for Life!


Mortgage Products
Loans On Homes understands that many of our clients may have special lending needs that other mortgage companies don't always address. Please look at our complete line of mortgage loan products that offer a mortgage program that's right for you and your specific needs.

Weekly Loan Specials in Albuquerque New Mexico
New products arrive in the mortgage market all the time. See what is new in the mortgage market and which new mortgage loan may be right for your New Mexico Home Purchase. We have mortgage loan products for your unique home buying situation to help you accomplish your financial goals. See what New Programs are available.

Albuquerque Home Buyer Resource Guide
We want to be your resource! We want to be able to assist you with every detail with your home loan financing. For many people, this is the largest transaction they will make. We appreciate your unique needs when it comes to mortgage financing, and we are committed to helping you make the best decision possible to help you achieve your goal. Please view our Home Buyers Resource Guide to see what we have to offer you.

First Time Home Buyers in Albuquerque
Cummings Financial, has developed a report that lists a number of special programs and financing options that are available to eliminate or reduce the down payment and closing costs for first time home buuyers. If you would like to receive a copy of the report "Money Saving Secrets for the First Time Buyer” please contact us for this information. Make sure to include your name, address, and phone number so we can send this out to you promptly. The first and most important step is to determine how much of a home you can afford. Loans on Homes can provide you with a 15 minute no cost pre-qualification that will help you determine the amount of home that you qualify for, or you can be pre-qualified online now.

Mortgage Lending Company in New Mexico
Cummings Financial provides professional, personal mortgage services in New Mexico. Scott Cummings, President of Cummings Financial has been assisting customers with mortgage financing since 1984. Our business is built around superior customer service in the origination of residential mortgage loans. Daily we shop the largest national investors in the nation to bring you the best products at the most competitive price. We guarantee you the best rate at the lowest terms on every transaction. Contact us today to see how we can help you with a great mortgage solution.

New Mexico Real Estate Markets
The Land of Enchantment is a multi cultural state with a wide array of unique real estate markets. The Albuquerque real estate metro area comprises the largest real estate market in the state. The Albuquerque real estate market is made up of Albuquerque, Corrales real estate, Placitas real estate, Rio Rancho real estate, Los Lunas real estate, Bosque Farms real estate, Belen real estate and the east mountain areas of Moriarity, Tijeras and Cedar Crest real estate.

The Albuquerque Real Estate metro area offers a wide variety of choices and communities. For example, you can chose to live in the mountains surrounded by pine trees, live in the valley along the river next to the nature preserve, at the base of the Sandia mountains, on a mesa top in Placitas, next to the University of New Mexico campus or one of our many great neighborhoods.

We have a variety of great links on our Web site for the Albuquerque real markets and information about the Albuquerque metro area for your information.

If you are considering relocating to the Albuquerque and want to purchase a home in the Albuquerque real estate market we have a number of great Albuquerque home loans available to assist you with your relocation. We offer direct billing options for corporations relocating their employees to the Albuquerque.

Since 1984, we have helped thousands of families with the their mortgage loans in the Albuquerque real estate metro area and other communities in New Mexico. We have provided mortgages for clients buying Santa Fe real estate, Taos real estate, Las Cruces real estate, etc.


Albuquerque New Mexico Mortgage Solutions
Serving New Mexico

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Loans on Homes
Cummings Financial
NMLS #195343 - #199679 - #199680

3005 Louisiana NE
Albuquerque, NM 87110
(505) 884-8600

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Home Buyers Resource Guide Weekly Loan Specials Mortgage Calculators Apply today for a home loan Client Testimonials