Home Buyer Resource Guide
How Much Can I Afford?

Congratulations, you are considering taking the most important step in your home buying process. By determining how much of a home you can afford prior to shopping for a new home you will be better prepared to make an informed home buying decision. In today’s complex financial markets, there are literally hundreds of loan programs available to you, the consumer. The numerous choices allow most people to qualify for a larger home than they thought they could afford. This is true even if you have had some credit concerns in the past. You may still qualify to buy a new home.

Scott Cummings can provide you with an on-line pre-qualification or an in person 15 minute pre-qualification to help you determine how much of a home you can afford based on your current financial situation. Both are free. In addition, he will provide you with a free copy of your in-file credit report and a $100.00 discount coupon towards your closing costs. You will also receive a pre-qualification certificate that you can give a home seller to show them that you are a qualified buyer.

Scott is the President of Cummings Financial. Since 1984, he has helped thousands of people with their real estate financing needs. If you would like to schedule a no cost pre-qualification or if you have additional questions please call or E-mail Scott now.