Loan Process Overview
Closing Costs

Prior to your scheduled closing, we will contact you and let you know the amount of funds you will be required to bring to closing. These funds need to be brought to your closing in the form of a Cashier's Check. This amount will include your down payment, lender fees, title fees, inspection fees, recording fees and any "pre-paid" amounts.

Pre-paid amounts include Interim Interest, which is the amount of interest on your mortgage loan from the date you close until the end of the month; Homeowner's Insurance, Real Estate Taxes and Mortgage Insurance. Scott can further detail these for you and provide you with estimates or the rates at which these costs are figured.

We will close your transaction at a title company. During the closing, the Escrow Officer will go over each form and have you sign the necessary documentation. After closing, these documents will be returned to us for review and the transaction will be funded after it is verified that everything is signed and complete.